Business Gold Rewards Card® Rewards Earning Details
Bonus: 5000 bonus point(s) when the first time using the Card
Total Annually Recuring Bonus: 10000 point(s)
Total Estimated Points Earnings Annually: 30,419 point(s)
Business Gold Rewards Card® Review:
The Business Gold Rewards Card, issued by American Express®, is a charge card designed for business owners with good credit who plan to pay their business-related expenses in full each month and would like to participate in the Membership Rewards® program for no additional fee.
Although this card does not offer the option to pay balances over time, it does help to prevent businesses from accumulating too much credit card debt, which can often be the case when paying only the minimum due with high interest rates.
The Membership Rewards® program is one of the most flexible reward programs in the credit card industry due to the variety of merchandise and services that can be redeemed for accumulated points. In addition, points never expire, and there is no maximum number of points that can be earned.
If your Eligible Spending in a membership year is equal to or greater than $20,000 but less than $50,000, you can earn 5,000 spend bonus points; if your Eligible Spending in a membership year is equal to or greater than $50,000, you can earn an additional 20,000 spend bonus points. Spend bonus points will be credited to your Membership Rewards account 12 to 14 weeks after your Eligible Spending reaches the $20,000 and $50,000 threshold amounts, respectively. A one–time renewal bonus of 10,000 points will be awarded to your account 12 to 14 weeks after you pay the annual membership fee for the second membership year
There is an annual fee of $125 for the primary cardholder and $45 for each additional cardholder; however, the fee for the primary cardholder and for additional cardholders will be waived for the first year.
Through OPEN Savings, cardholders will receive discounts on products and services from participating partners including FedEx®, AT&T®, Hertz®, and more. It is important to review the disclosures for participating merchant discounts, as restrictions and limitations do apply.
Therefore, those who can afford to pay in full each month and will be able to take advantage of the reward program as well as the additional discounts at participating merchants will benefit most from what The Business Gold Rewards Card has to offer.
