Credit Card Rewards Wizard: Discover the Best Credit Card Reward Deals

Note: The default US Consumer Monthly Expenditure Amount refer to Consumer Expenditure Survey (CE) program

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Total you spend per month:	$	Gas Stations:	$
Restaurants:	$	Supermarkets and Drug Stores:	$
Convenience Stores:	$	Warehouse Clubs or Featured Stores:	$
Utilities (including TV):	$	Phone and Internet:	$
Wireless Phone Services:	$	Home Improvement Stores:	$
Airlines, Hotels, Cruises, and Tours:	$	Auto/Vehicle Rentals:	$
Book/Music/Video Stores, Movies:	$	Office Supply Stores:	$
Tax, Accounting, and Legal Services:	$	Web Advertising and Hosting:	$
Computer and Electronics Stores:	$	U.S. Postal Services:	$

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Secured Visa® Platinum Review:

When the time comes for one to build payment history or reestablish damaged credit, secured bank offers come to the fore. Secured bank products, though not so beneficial as the unsecured plastic, help you to qualify for regular, best terms plastic cards after a period of responsible use and timely payments.

If you are looking through a range of secured plastic products to help raise credit score and build solid payment history, Secured Visa Platinum from Bank of America offers you the best deal in point of rates, fees and benefits.
The process of applying for Secured Visa Platinum is simple, fast and implies guaranteed approval. All you need to be approved is to make a deposit of anywhere from $300 up to $10,000 into the security deposit account of the bank and the amount will immediately be reflected in your credit limit.
Thus, you yourself set the credit limit based on how much you can potentially spend on the plastic. The collateral deposit serves to ensure that you make at least minimum monthly payments on your secured bank card account. Otherwise part of the deposit is withdrawn as compensation.
This is a smart way to protect you from overspending and defaulting on the plastic. Considering that this secured bank product provides for monthly reports to all major national bureaus, your discipline and responsibility can boost your FICO score and allow you to build a strong payment history.
Together with a reasonable interest rate and low annual fee, Bank of America's Secured Visa Platinum bank offers its customers quite an armful of benefits. Easy-to-use Online Banking service allows you to track your expenses and manage your account more efficiently. Total Security Protection relieves you of responsibility in case of unauthorized use of your plastic if you report it quickly. Travel and emergency assistance supports you when you use your plastic far from home, whereas Purchase Replacement benefit protects you consumer rights in case of low-quality or damaged purchases.

Secured Visa Platinum bank offer makes the process of building or reestablishing payment record easier, faster and safer. If you manage to pay your balance in full each month instead of carrying it from month to month, you can come up with a favorable rating sooner than expected. That will enable you to apply for an unsecured plastic of Bank of America and be approved for it instantly.

Apply for Secured Visa Platinum bank offer and make way to the strong and enviable rating and solid FICO score.

(Review Updated: February 19, 2008)

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